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Buying A Home - Is The Condo Atmosphere Right For Your? PDF  | Print |  E-mail
If you decide to buy real estate in a townhouse, condo, or subdivision development, you'll be subjected to strict homeowner association rules and regulations; fines for violations of these rules; a lien if you fail to come up with money for your fines; association fees; or assessment fees; and many other possible fees if you don't follow the guidelines.

If you decide to buy real estate in a townhouse, condo, or subdivision development, you'll be subjected to strict homeowner association rules and regulations; fines for violations of these rules; a lien if you fail to come up with money for your fines; association fees; or assessment fees; and many other possible fees if you don't follow the guidelines.

Don't make the mistake other homeowners have by failing to review the homeowner association rules before you buy a property. When you review the association rules, check to see if the following rules exist:

-The homeowner association has to approve any exterior design alterations or painting done by the homeowner.

-Vehicle repairs aren't allowed to be performed in the driveway of a home.

-Installation of a utility shed in your backyard isn't allowed.

-Setting up of hanging laundry lines, television antennas, satellite dishes, or basketball hoops aren't allowed.

Homeowner association guidelines were designed to foster a welcoming atmosphere for all members. But the reality is some residents only tolerate the rules, but inwardly oppose them. For instance, an association cannot discriminate against a new home owner just because you have children. While this may be ideal, you'll find there are some residents who won't receive children as warmly. In order to foster a more child family atmosphere, you may have to become actively involved in the association.

Let's go over some additional regulations you may need to abide by:

-Only one pet per unit allowed. Maximum weight can't exceed 15 counts.

-Association rules will force a property owner to dispose of uncontrolled or excessively barking dogs within three days notice by the board.

-Bicycles are only permitted in marked areas. They can't be left on common grounds, in hallways, or stored on the outside patio or balconies.

-Public conduct and attire in the community areas must adhere to association regulations.

-Signs aren't allowed on uncommon areas of the association in any form or fashion.

-Owners aren't permitted to install drapes or curtains in any unit without a white liner visible from the exterior.

-Social gatherings in a unit are restricted to a maximum of 10 guests at any single event.

-If a property owner has plans to rent out their unit, a pre-approval must be obtained by the board before embarking on such an endeavor.

-If finances are tight and you want to sell your unit, you can't do so without the approval of the board. If the board has any awful reason to reject your buyer, you won't be able to sell the property.

Homeowner association restrictions can cramp your lifestyle if you're not careful. Make sure you research an association's rules before you purchase property in it.

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